Debt Leads Unsecured Over $10k
Fresh debt settlement leads with complete contact information. Real-time debt relief leads aged 1-3 days old to under 30 days. All leads include name, address, phone, and email. Delivered instantly in CSV format.
Optional Add-Ons — Choose at Order Time
These are not automatic. When you place your order, you can request any combination of the following options. Just let us know what you need and we will handle it.
Request mobile cell numbers on your records instead of or in addition to landlines. Great for SMS campaigns, power dialers, and ringless voicemail drops.
Request that your list be scrubbed against the National Do Not Call Registry before delivery. You get clean, compliant data ready to dial.
Request a scrub against internal blacklists and known litigator databases to reduce your exposure before a single call goes out.
$10K+
Unsecured Debt
1-3 Days
Fresh Leads
CSV
Instant Download
Multi-Channel
Complete Data
Transparent Pricing
Debt Leads Pricing by Volume & Age
Choose the freshness and volume that best fit your debt relief campaign.
🔥 1st Position – Fresh Leads (1-3 Days Old)
First access to the newest prospects before competitors reach them. Maximum conversion rates.
100K Leads
1-3 Days Old
$1,500
$0.0135 per lead
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250K Leads
1-3 Days Old
$3,000
$0.01 per lead
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500K Leads
1-3 Days Old
$5,000
$0.008 per lead
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1M Leads
1-3 Days Old
$8,500
$0.007 per lead
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💰 2nd Position – Value Leads (3-5 Days Old)
46% lower cost-per-opportunity. Debt relief is a persistent market—consumers remain interested beyond the first few days.
100K Leads
3-5 Days Old
$1,150
$0.0115 per lead
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250K Leads
3-5 Days Old
$1,650
$0.0066 per lead
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500K Leads
3-5 Days Old
$2,500
$0.005 per lead
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1M Leads
3-5 Days Old
$4,000
$0.004 per lead
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🎯 3rd Position – Aged Leads (Under 30 Days)
Perfect for testing campaigns, scripts, and new markets. Maximum affordability.
10K Leads
Under 30 Days
$300
$0.03 per lead
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50K Leads
Under 30 Days
$500
$0.01 per lead
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250K Leads
Under 30 Days
$1,000
$0.004 per lead
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1M Leads
Under 30 Days
$2,000
$0.002 per lead
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What Are Debt Settlement Leads?
Debt settlement leads unsecured over $10k are contact records for consumers actively seeking debt relief solutions. Unsecured debt includes credit cards, personal loans, and medical bills—not backed by collateral. These prospects face significant financial stress and are motivated to find solutions.
Each lead includes complete contact information: name, address, phone, email, and debt amount. Leads are generated from consumers who actively submitted information expressing interest in debt relief, making them warm prospects ready for immediate contact.
We offer three age categories to fit different budgets: Fresh leads (1-3 days) for first access, 2nd position (3-5 days) for value, and aged leads (under 30 days) for testing and affordability. All leads are delivered instantly in CSV format.
Data Fields Included
Contact Information
- Name: First and last name
- Address: Complete mailing address
- Phone: Telephone number
- Email: Email address
Qualification Data
- Debt Amount: Unsecured debt over $10,000
- Lead Age: 1-3 days (fresh), 3-5 days (2nd position), or under 30 days (aged)
- Format: CSV for easy CRM import
Who Uses Debt Settlement Leads?
Debt settlement companies, debt consolidation services, credit counseling agencies, personal loan providers, bankruptcy attorneys, financial advisors, credit repair services, and debt collection agencies all use debt leads unsecured for lead generation and outreach.
Explore Bulk Aged Debt Leads
Aged Debt Leads Database
Looking for high-volume, cost-effective debt settlement leads? Our aged debt lead databases offer millions of records at wholesale pricing perfect for large-scale debt settlement campaigns.
Why Choose Our Debt Leads?
Qualified High-Value Prospects
All leads have unsecured debt exceeding $10,000, ensuring you reach prospects worth your time and resources.
Real-Time Fresh Leads
Fresh leads are only 1-3 days old, providing real-time access to consumers actively seeking debt relief right now.
Multiple Age Options
Choose fresh, 2nd position, or aged leads based on your budget and campaign goals. Test with aged leads, then scale with fresh leads.
Complete Multi-Channel Data
Name, address, phone, and email enable telemarketing, email, SMS, and direct mail campaigns.
Instant CSV Delivery
Import directly into your CRM, power dialer, or email platform and start contacting prospects within minutes.
Proven ROI
Debt relief is a persistent market. Our 2nd position and aged leads provide excellent ROI with significantly lower cost-per-opportunity.
How Debt Relief Firms Use These Records
Debt-relief agencies use debt settlement leads to feed enrollment desks, in-house negotiators, and back-end law firms. Call centers running debt settlement leads for the first time typically start with aged records for testing, then upgrade to fresh debt settlement leads once script conversion is locked. Debt-management firms filter debt settlement leads by state (some states restrict debt-settlement operations), while debt-consolidation shops layer debt settlement leads onto credit-repair pipelines. High-conversion debt settlement leads dial best inside a 24-hour window, and semi-exclusive debt settlement leads for sale remain the workhorse product for most negotiators because they cost a fraction of exclusive real-time transfers. Whether you buy debt settlement leads for a single enrollment desk or need volume for an agency-wide rollout, the same freshness, geography, and channel selects apply.
Frequently Asked Questions
What are debt leads unsecured over $10k?
Contact records for consumers carrying unsecured debt exceeding $10,000 who are actively seeking debt relief solutions.
How fresh are the leads?
We offer three age options: Fresh (1-3 days), 2nd position (3-5 days), and aged (under 30 days).
What information is included?
Full name, complete mailing address, phone number, email address, and debt amount over $10,000. All data delivered in CSV format.
Why choose 2nd position leads?
Second position leads offer 46% lower cost-per-opportunity compared to fresh leads. Debt relief is a persistent market where consumers remain interested beyond the first few days.
Can I test with a small quantity?
Yes, aged leads start at just $300 for 10,000 records—perfect for testing your offers, scripts, and conversion funnel.
What file format?
All leads are delivered in CSV format for instant import into any CRM, power dialer, or email marketing platform.
How quickly can I access the leads?
Instant digital download. Purchase and download immediately to start contacting prospects right away.
What is the cost-per-lead?
Fresh leads range from $0.007-$0.0135 per lead. Aged leads are as low as $0.002 per lead for bulk purchases.
Are these leads exclusive?
Fresh 1st position leads (1-3 days old) have not been sold to other buyers. 2nd position and aged leads may have been contacted by other companies, but debt relief is a persistent market where multiple contacts often increase conversion rates.
Which Debt File You Actually Need
“Debt leads” covers several products that perform very differently. Buying the wrong one for your offer is the most common reason a first campaign disappoints.
| File | Who is on it | Best for |
|---|---|---|
| Unsecured debt over $10k | Consumers carrying unsecured balances above the threshold you set | Debt settlement and debt relief offers |
| Aged debt records | The same profile, older inquiry date, far lower cost per record | Volume mail and dial programs with strong margins |
| Student loan debt | Consumers with outstanding student loan balances | Student loan relief and refinance offers |
| Credit repair | Consumers who inquired about repairing damaged credit | Credit repair and credit monitoring offers |
If you are not sure which fits, tell us the offer and we will tell you — including when the answer is that none of them suit what you are selling.
What Arrives in Your File
The base record is name and postal address. Phone and email are appends you add depending on how you plan to work the leads.
| Included | |
|---|---|
| Base record | First name, last name, street address, city, state, ZIP+4 |
| Phone append | Landline or mobile number where matched |
| Email append | Email address where matched |
| Debt detail | Estimated balance band and inquiry date where available |
Appends never match on every record. We quote the actual match rate on your selection before you order. Delivery is CSV or Excel, no contracts and no minimums.
Selects You Can Apply
| Category | Available selects |
|---|---|
| Debt profile | Estimated balance band, debt type, number of accounts |
| Recency | Inquiry date band, from most recent through aged |
| Geographic | State, county, city, ZIP code, ZIP radius, metro area |
| Demographic | Age, household income, home ownership, marital status |
| Contactability | Records with a phone number, records with a deliverable email |
Compliance Sits With You
This category attracts regulatory attention, and it should. Debt relief marketing is governed by the FTC’s Telemarketing Sales Rule, and calling programs are subject to the TCPA and to state rules that are stricter than federal ones in several states.
We can scrub against the national DNC registry before delivery and suppress against your own do-not-contact list. What we cannot do is make your program compliant on your behalf. Before you run a dial campaign against any debt file, have someone competent review your scripts, your consent posture, and your calling procedures. That is not boilerplate — it is the difference between a working channel and a lawsuit.
Related Debt Settlement Leads Files
- Aged debt settlement leads — same profile at lower cost per record
- Student loan debt leads
- Credit repair leads
How to Order
- Tell us the offer, the geography, and roughly how many records you need.
- We pull counts and confirm which selects and appends are available.
- You get a quote the same day with match rates stated up front.
- The file is scrubbed, processed, and delivered in CSV or Excel.
Talk to a Real Person About Your List
Tell us who you are trying to reach and we will pull counts, tell you which file fits, and quote it. If this category is wrong for your offer we will say so. Every List57 client works directly with us from the first question through delivery.
Call 619-678-1000
Email info@List57.com
Ready to Order?
Reach Consumers Seeking Unsecured Debt Relief
Tell us how many leads you need and we will prepare a quote the same day. No contracts, no minimums, delivered in CSV or Excel.
Also Worth Knowing
Build Reliable Follow-Up for Debt Relief Leads
Debt relief prospects need clear information and more than one touch.
Load your unsecured debt settlement leads into HighLevel and use organized sequences to deliver helpful information, schedule conversations, and keep your team consistent.